Secured Loans
A Secured Personal Loan from Trusty Finance is a simple way to borrow the amount you need right now, from $2,100 to $5,000. Apply online, get fast approval for the exact amount you need, so you can move forward confidently.
Borrow up to $5,000 using your vehicle as security
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What Is A Secured Loan?
A Secured Loan from Trusty Finance allows you to borrow $2,100 to $5,000 using your vehicle as security for the finance. Once the funds are in your account, the money is yours to use as you need it, whether that’s for an emergency, family health expenses, a quick trip or holiday or even home improvements.
A secured loan gets you cash quickly, with the ability to pay it back over 12-24 months, with flexible additional repayments available.
- Fast approvals
- Flexible terms
- No hidden fees
- 100% online
With fast approvals, flexible terms, and no hidden fees, a Trusty Finance Secured Loan helps you borrow the funds you need now, using a vehicle as security for the loan, so you can meet expenses up front and repay the loan over time.
Why Choose A Trusty Secured Personal Loan?
When you need a loan quickly, a secured personal loan can increase your chances of approval and help you to take your next step quickly. Apply online and get an answer fast, move through a financial bottleneck, and repay the loan in time with flexible payments that match your budget.
Borrow what you need
Flexible loan amounts to suit your financial gap
Fast approvals
Because life doesn’t pause for you to catch up
Affordable repayments
Manageable installments that fit your budget
What Can I Use A Secured Loan For?
A Secured Personal Loan from Trusty Finance can help you to cover costs like:
Weekend Expenses
Quick weekend trip or unexpected costs at home? A secured loan can smooth your weekend.
Vet & Pet Costs
When your furry friend needs medical attention, don’t delay. Consider a Vet & Pet Loan.
Holiday and Travel
Visit family, friends, or just embrace the adventure of the open road with a holiday loan.
Romantic Occasions & Milestones
Make the milestone memorable with funds to cover romantic expenses.
Family Dental or Medical Expenses
A secured loan can fund an important procedure not covered by Medicare or health insurance.
Moving Home Expenses
Relocating? Costs can add up quickly. A secured loan is a lump sum that can be used to pay the bond and rent to bridge the gap.
Secured Loans Made Easy
Getting a secured personal loan is simple with Trusty Finance:
Apply Online
Apply online in minutes, from anywhere, for a quick decision.
Flexible loan amounts
Borrow exactly what you need, whether it’s $2,100 or $5,000.
Fixed repayments
Know exactly what you owe, no hidden fees.
Loans that consider your needs
Meet costs now, with repayments that fit into your budget.
No hidden fees, ever
Flexibility to pay your loan early, no hidden costs.
Who Can Apply for a Secured Loan?
You may be eligible to apply if you:
- Are at least 18 years old
- Are employed with consistent income for 90 days
- Are an Australian Citizen or permanent resident, with a fixed address
- Have an active email address, phone number, & online banking details in your name
- Own a motor vehicle registered in your name
- Are in control of your current finances and handling existing financial commitments
We assess each application individually, so if you meet these criteria, you’re already on your way to approval.
60 seconds!*
If you meet the criteria above, there’s a good chance you qualify for a Trusty Secured Loan.
Secured Loan Rates & Fees
We believe in transparent lending – no hidden fees or nasty surprises.
- Loan Amount
$2,100 – $5,000**
- Fees
- $400 establishment fee**
- $20 set up fee**
- Interest rate of 47% per annum
- No application fee
- No early payout fees
- Loan Term
12-24 months
- Flexible Repayment Options
Weekly, fortnightly or monthly (based on your payday)
- Missed Repayment Fee
$35 fee may be issued if a scheduled repayment is missed or returned unpaid
**Deposit to a bank account up to a maximum of $4,580 due to the establishment and set-up fees being financed under the loan.
Simple, Secured Borrowing
A secured loan should be easy to understand — that’s why Trusty Finance keeps things simple. Our secured loans have no confusing terms or hidden fees. Everything is online, just apply in minutes, get a quick decision and have funds in your account, no hassle.
Our Commitment to Responsible Lending
At Trusty Finance, we take responsible lending seriously. We are committed to ensuring our secured loans are manageable and sustainable for our customers.
- We only approve loans that are affordable and manageable based on your financial situation.
- We follow strict responsible lending guidelines to ensure transparency.
- We’re committed to helping you borrow smarter, with clear terms and no hidden fees.
If you ever need support with repayments, we’re here to help. Read our full Responsible Lending Statement.
How much would you like to borrow?
A Faster and Simpler
Way to Borrow
At Trusty Finance, we make borrowing quick, easy and hassle-free with fast approvals, flexible repayments and no hidden fees. Our 100% online process means no paperwork, no long wait times — just a simple way to get the funds you need, when you need them.
Super Fast Approvals
Get a decision in minutes
Simple Application
Easy to understand, 100% online
Flexible Repayments
Weekly, fortnightly or monthly
Trusted & Transparent
No hidden fees, ever
100% Australian-based
Local and trusted support
What Our Customers Say
Real stories from real people who’ve used Trusty Finance to take control of their finances.
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.
Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.
Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.
Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.
Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you.
Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most.
Ava Marie Brisbane
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions. Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money. Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you. Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most. Ava Marie Brisbane
Loans for other occassions
Need financing for something else? Trusty Finance offers flexible loans for a variety of needs:
