Short Term Loans
When you need funds quickly, a short term loan from Trusty Finance is a simple way to stay on track. We make borrowing easy, with a fast online application, clear terms, and a team that’s here to help you move forward with confidence.
Borrow up to $5,000 to keep yourself moving forward.
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What is a Trusty Short Term Loan?
A short term loan from Trusty Finance is a fast, flexible way to borrow $2,100-$5,000 and repay it over a shorter timeframe. It’s designed for those moments when you need funds quickly – whether for an emergency, a big purchase, or to bridge a gap. You can borrow with confidence and repay your short term loan in manageable instalments, with a finite end date, that fits your budget.
Why Choose Trusty Finance for a Short Term Loan?
We know life moves fast, so we keep things simple.
Borrow what you need
Flexible loan amounts to suit your financial gap.
Fast approvals
Because life doesn’t pause for you to catch up.
Affordable repayments
Manageable instalments that fit your budget.
What Can a Short Term Loan Cover?
A Trusty Finance Loan can help you cover the costs of:
Moving costs
Cover your moving costs or rental bond so you can settle into your new place without stress.
Home improvements
Upgrade your home or replace appliances to make everyday living more comfortable.
Medical bills
Cover elective or unexpected medical costs and prioritise your health.
Travel & Holidays
Enjoy restaurants, nightlife, and local attractions without breaking your budget.
Emergency
Take care of emergency repairs or other unexpected costs when life throws you a curveball.
Who Can Apply For a Short Term Loan?
You may be eligible to apply if you:
- Are at least 18 years old
- Are employed with consistent income for 90 days
- Are an Australian Citizen or permanent resident with a fixed address
- Have an active email address, phone number & online banking details in your name
- Own a motor vehicle registered in your name
- Are in control of your current finances and handling your existing financial commitments
We assess each application individually, so if you meet these criteria, you’re already on your way to approval.
60 seconds!*
If you meet the borrowing criteria above, there’s a good chance you qualify for a Trusty Short Term Loan.
Short Term Loans: Rates & Fees
We believe in transparent lending – no hidden fees or nasty surprises.
- Loan Amount
$2,100 – $5,000**
- Fees
- $400 establishment fee**
- $20 set up fee**
- No application fee
- No early payout fees
- $35 Missed Repayment Fee may be issued if a scheduled repayment is missed or returned unpaid
- Interest Rate
47%pa (comparison rate 66.0347%)
- Minimum Loan Term
12 months
- Maximum Loan Term
24 months
- Flexible Repayment Options
Weekly, fortnightly or monthly (based on your payday)
**Deposit into bank account up to a maximum of $4,580, due to the establishment and set up fees being financed under the loan.
Representative example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,276. This represents a comparison rate of 47% p.a. and upfront fees of $420 included in loan repayments over the life of your loan. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.
Simple, Fast & Hassle-Free
Applying for a short term loan with Trusty Finance is quick and straightforward. Fill out our online application in just minutes, get a fast decision, and, if approved, have your funds sent straight to your account. No printing paperwork, no long wait, no confusion.
Our Commitment to Responsible Lending
At Trusty Finance, we take responsible lending seriously and are committed to ensuring our loans are manageable and sustainable for our customers.
- We only approve loans that are affordable and manageable based on your financial situation.
- We follow strict responsible lending guidelines to ensure transparency.
- We’re committed to helping you borrow smarter, with clear terms and no hidden fees.
If you ever need support with repayments, we’re here to help. Read our full Responsible Lending Statement.
How much would you like to borrow?
A Faster and Simpler
Way to Borrow
Applying for a Trusty Finance Short Term Loan is simple and straightforward thanks to our online application, speedy decisions, and transparent terms. Pay off your loan in a timeframe that suits you.
Super Fast Approvals
Get a decision in minutes
Simple Application
Easy to understand, 100% online
Flexible Repayments
Weekly, fortnightly or monthly
Trusted & Transparent
No hidden fees, ever
100% Australian-based
Local and trusted support
What Our Customers Say
Real stories from real people who’ve used Trusty Finance to take control of their finances.
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.
Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.
Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.
Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.
Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you.
Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most.
Ava Marie Brisbane
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions. Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money. Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you. Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most. Ava Marie Brisbane
Loans for other occassions
Need financing for something else? Trusty Finance offers flexible loans for a variety of needs:
