Car Repair Loans – Back On The Road Fast
Need a car repair loan to cover unexpected costs quickly? Trusty Finance offers straightforward car repair loans to help you cover the cost quickly, with no drama or hidden surprises. Get back behind the wheel safely and with confidence.
A broken-down car shouldn’t derail your life.
Borrow up to $5,000 to get your vehicle back on the road!
Jump to:
What is a car repair loan?
A Trusty Finance car repair loan is a secured personal loan that you can put towards the full or partial costs of essential vehicle repairs. By borrowing between $2,100 and $5,000, you can pay for mechanical work, panel repairs, or any other vehicle-related costs without waiting or dipping into your savings.
Trusty allows you to repay in manageable instalments that work with your regular pay cycle, all with straightforward terms and no hidden fees or charges. We handle the entire process online, so you can sort your car repair finance from wherever you are – at home, at work, or even at the mechanic!
Why Choose Trusty Finance for a Car Repair Loan?
We know that when your car breaks down, you need a solution that is fast, clear and dependable. With a Trusty Finance car repair loan, we aim to help you get your vehicle back in its best possible condition with funds that may either fully or partially cover those costs.
Borrow what you need
Flexible loan amounts to suit your travel plans
Fast approvals
Because great deals (and flights!) don’t wait
Affordable repayments
Manageable instalments that fit your budget
What Can Car Repair Loans Cover?
A Trusty Finance car repair loan can help you pay for a variety of common vehicle-related costs:
Mechanical Repairs
Engine work, gearbox issues, brake servicing, or any major jobs that your mechanic recommends.
Smash Repairs & Panel Work
Cover the cost of panel beating, dent removal, and bodywork repairs to restore your vehicle’s condition.
Tyres & Wheels
Replace worn-out tyres, cracked rims, or wheel alignment issues that compromise your safety on the road.
Electrical & Diagnostics
Pay for battery replacements, alternator repairs, or complex diagnostic assessments at the auto electrician.
Windscreen & Glass
Fix or replace cracked or shattered windscreens and windows before they become a roadworthiness issue.
Roadworthy & Registration Costs
Cover inspection fees, outstanding repairs required for a roadworthy certificate, or registration renewal costs.
Hassle-Free Car Repair Finance Made Easy
Getting a car repair loan with Trusty Finance takes just a few simple steps:
Apply Online
Apply online in minutes and get a quick decision.
Flexible loan amounts
Borrow what you need, whether it’s $2,100 or $5,000.
Fixed repayments
Know exactly what you owe each month, with no hidden fees.
Affordable Repayments
Manageable instalments that fit your budget
100% online process
Apply anytime, from anywhere.
Who Can Apply For A Car Repair Loan?
You may be eligible to apply if you:
- Be at least 18 years old
- Be employed with consistent income for 90 days
- Be an Australian Citizen or permanent resident, with a fixed address
- Have an active email address, phone number, & online banking details in your name
- Own a motor vehicle registered in your name
- Be in control of your current finances and handling existing financial commitments
We assess each application individually, so if you meet these criteria, you’re already on your way to approval.
60 seconds!*
If you meet the criteria above, there’s a good chance you qualify for a Trusty Car Repair Loan.
Car Repair Loans: Rates & Fees
At Trusty Finance, we believe in transparent lending – no hidden fees or nasty surprises.
- Loan Amount
$2,100 – $5,000**
- Fees:
- $400 establishment fee**
- $20 set up fee**
- Interest rate of 47% per annum
- No application fee
- No early payout fees
- Fixed repayments
Know exactly what you owe each month, with no hidden fees.
- Affordable Repayments
Manageable instalments that fit your budget
- 100% online process
Apply anytime, from anywhere.
**Deposit into bank account up to a maximum of $4,580, due to the establishment and set up fees being financed under the loan.
Simple, Fast & Hassle-Free
Getting your car fixed is inconvenient enough without worrying about the financial side of it. Fund your repairs by applying online and, if approved, we’ll send the funds straight to your account. No printing paperwork, no waiting, no stress.
Our Commitment to Responsible Lending
At Trusty Finance, we take responsible lending seriously and are committed to ensuring our loans are manageable and sustainable for our customers.
- We only approve loans that are affordable and manageable based on your financial situation.
- We follow strict responsible lending guidelines to ensure transparency.
- We’re committed to helping you borrow smarter, with clear terms and no hidden fees.
If you ever need support with repayments, we’re here to help. Read our full Responsible Lending Statement.
How much would you like to borrow?
A Faster and Simpler Way to Borrow
At Trusty Finance, we hope to make financing your car repairs a quick and dependable process. Our process is 100% online, with fast approvals and flexible repayment schedules. No hidden fees, no unnecessary hold-ups — so you can get your vehicle sorted and your routine back on track.
Super Fast Approvals
Get a decision in minutes
Simple Application
Easy to understand, 100% online
Flexible Repayments
Weekly, fortnightly or monthly
Trusted & Transparent
No hidden fees, ever
100% Australian-based
Local and trusted support
What Our Customers Say
Real stories from real people who’ve used Trusty Finance to take control of their finances.
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you.
Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most.
Ava Marie Brisbane
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.
Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.
Jackie Ford Sunshine Coast
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.
Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.
Stacey George Sydney
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you. Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most. Ava Marie Brisbane
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money. Jackie Ford Sunshine Coast
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions. Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Loans for other occassions
Need financing for something else? Trusty Finance offers flexible loans for a variety of needs:
