Christmas Loans – Finance Made Simple
Christmas is a time for celebration with friends and family, but it can also be an expensive period. Whether you’re looking for some extra funds for Christmas gifts or need some emergency cash to replace your fridge before guests come to stay, Trusty Finance has online Christmas loans that help take the stress out of the silly season.
Borrow up to $5,000 for a very Merry Christmas!
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What Is A Christmas Loan?
Christmas loans are a secured personal loan that provides a lump sum of money for the Christmas and New Year period.
Trusty Finance offers personal loans for Christmas spending between $2100 and $5000 to approved customers. How you spend your Christmas cash loan is up to you – whether it’s buying extra presents for your loved ones, booking flights for a holiday or dealing with unexpected emergencies. Simply apply online and repay in easy instalments that work with your financial circumstances. It’s as simple as that!
Why Apply for a Trusty Finance Christmas Loan?
Christmas is hectic enough as it is – let Trusty Finance alleviate some of the stress of the season with our quick and easy Christmas loans.
With Trusty Finance, you can choose to pay off your Christmas loan over 12 or 24 months in weekly, fortnightly, or monthly instalments. Applying is easy and, if you’re approved, you could receive your funds within minutes*.
It’s this flexibility and convenience that make Trusty Finance your trusted provider of online loans for Christmas. We help take the hassle out of the season so you can focus on what really matters.
Borrow what you need
Flexible loan amounts to suit your financial gap.
Fast approvals
Quicker than making a list and checking it twice
Affordable repayments
Manageable instalments that fit your budget.
What Can A Christmas Loan Cover?
Trusty Finance’s Christmas cash loans can help you cover a range of expenses, from presents to holidays, or even home improvements:
Christmas Shopping Expenses
Everything from gifts to food and drink for Christmas lunch and dinner.
Christmas Emergencies
Funds for those unexpected expenses that can’t wait until after Christmas.
Family Holidays
Help fund your family getaway by taking out a Christmas holiday loan.
Home Repairs
Fix your leaking hot water system or replace your fridge before your extended family comes to stay.
Christmas Sorted: Quick, Simple Loan Options
Need Christmas cash fast? Trusty Finance keeps it simple.
Apply Online
Apply online in minutes and get a quick decision.
Flexible loan amounts
Borrow what you need, whether it’s $2,000 or $5,000.
Fixed repayments
Know exactly what you owe each month, with no hidden fees.
Affordable Repayments
Manageable instalments that fit your budget
100% online process
Apply anytime, from anywhere.
Who Can Apply For A Christmas Loan?
If you meet the following criteria, you may be eligible to apply for a Christmas loan. You will need to:
- Be at least 18 years of age
- Show evidence of 90 days of consistent income from current part-time or full-time employment
- Be an Australian Citizen or permanent resident, with a fixed address
- Have a working email address, phone number and online banking details in your name
- Own a motor vehicle registered in your name
- Be in control of your current finances, including any existing financial commitments
We assess each application individually, so if you meet these criteria, you’re already on your way to approval.
60 seconds!*
If you meet the borrowing criteria above, you could be eligible for a Trusty Finance Christmas cash loan.
Christmas Loans: Rates & Fees
Expect no hidden fees or nasty shocks with Trusty Finance this Christmas – we believe in upfront, transparent lending.
- Loan Amount
$2,100 – $5,000**
- Fees
- $400 establishment fee**
- $20 set up fee**
- Interest rate of 47% per annum
- No application fee
- No early payout fees
- Loan Term
12-24 months
- Flexible Repayment Options
Weekly, fortnightly or monthly (based on your payday)
- Missed Repayment Fee
$35 fee may be issued if a scheduled repayment is missed or returned unpaid
**Deposit into bank account up to a maximum of $4,580, due to the establishment and set up fees being financed under the loan.
Simple, Fast & Hassle-Free
Don’t let Christmas planning get more complicated than it needs to be. Trusty Finance’s loans for Christmas can have funds in your account quicker than you can get the food on the table. Apply online with no printing paperwork, no delays, and no hassle.
Our Commitment To Responsible Lending
One thing we take very seriously at Trusty Finance, especially over the Christmas period, is responsible lending. We are as committed as ever to making sure our Christmas cash loans are manageable and sustainable for all customers.
- We only approve loans that are affordable and manageable based on your financial situation.
- We follow strict responsible lending guidelines to ensure transparency.
- We’re committed to helping you borrow smarter, with clear terms and no hidden fees.
If you ever need support with repayments, we’re here to help. Read our full Responsible Lending Statement.
How much would you like to borrow?
A Faster and Simpler
Way to Borrow
We make taking out quick loans for Christmas as fast and reliable as possible. Trusty Finance’s loan application process is 100% online and offers quick approvals and user-friendly repayment options. There are no hidden fees or hold-ups, which means you can focus on making the most of Christmas.
Super Fast Approvals
Get a decision in minutes
Simple Application
Easy to understand, 100% online
Flexible Repayments
Weekly, fortnightly or monthly
Trusted & Transparent
No hidden fees, ever
100% Australian-based
Local and trusted support
What Our Customers Say
Real stories from real people who’ve used Trusty Finance to take control of their finances.
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.
Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.
Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.
Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.
Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you.
Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most.
Ava Marie Brisbane
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions. Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money. Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you. Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most. Ava Marie Brisbane
Loans for other occassions
Need financing outside of the Christmas and New Year period? Explore the range of flexible personal loan options for a variety of needs:
