$2,100 - $5,000 loans

Fast Loans

Fast Loans

Never miss out on any of your last-minute plans with a Fast Loan. Trusty Finance offers straightforward, fast loans to help fund your next adventure or investment – no stress, no surprises. We make it easy to secure the funds you need, so you can focus on living life to its fullest.

Borrow up to $5,000 and keep your plans on track.

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    What is a Fast Loan?

    A fast loan from Trusty Finance is a secured loan from $2,100 to $5,000, paid on the same day. Whether you need to cover an unexpected bill or need to book a last-minute trip, a fast loan provides you with funds when time matters most.

    Why Choose A Trusty Fast Loan?

    At Trusty Finance, we design our fast loans to be simple, fast and efficient. That’s why we have simplified the borrowing process.

    Borrow what you need

    Flexible loan amounts to suit your financial gap.

    Fast approvals

    Because life doesn’t pause for you to catch up.

    Affordable repayments

    Manageable instalments that fit your budget.

    What Can A Fast Loan Cover?

    A fast loan from Trusty Finance can help you manage a range of unexpected or time-sensitive costs:

    Unplanned Holidays

    Need to travel quickly to see family or friends? A fast loan can help you secure the funds for an unplanned holiday before your departure.

    Home improvements

    Whether you’re adding a touch of luxury or just need a little extra to finish the job, a fast loan can help you complete your home improvements.

    New Job Expenses

    Starting a new role often comes with extra costs, from uniforms to home office equipment. A fast loan can help you get set up and ready for your first day.

    Emergency Expenses

    When life throws an unexpected cost your way, a fast loan can help you cover your emergency expenses without added stress.

    Who Can Apply For A Fast Loan?

    You may be eligible to apply for a Trusty Finance Fast Loan if you:

    • Are at least 18 years old
    • Are employed with consistent income for 90 days
    • Are an Australian Citizen or permanent resident with a fixed address
    • Have an active email address, phone number & online banking details in your name
    • Own a motor vehicle registered in your name
    • Are in control of your current finances and handling your existing financial commitments

    We assess each application individually, so if you meet these criteria, you’re already on your way to approval.

    Receive your cash in
    60 seconds!*
    Check your Eligibility

    If you meet the criteria above, there’s a good chance you qualify for a Trusty Fast Loan.

    Fast Loan Rates & Fees

    We believe in transparent lending – no hidden fees or nasty surprises.

    Loan Amount

    $2,100 – $5,000**

    Fees
    • $400 establishment fee**
    • $20 set up fee**
    • Interest rate of 47% per annum
    • No application fee
    • No early payout fees
    Loan Term

    12-24 months

    Flexible Repayment Options

    Weekly, fortnightly or monthly (based on your payday)

    Missed Repayment Fee

    $35 fee may be issued if a scheduled repayment is missed or returned unpaid

    **Deposit to a bank account up to a maximum of $4,580 due to the establishment and set-up fees being financed under the loan.

    How To Apply For A Trusty Fast Loan

    At Trusty Finance, our fast loans come with no confusing terms or hidden fees. Our 100% online process means you can apply in minutes, get a fast decision, and have funds in your account without the hassle. Our application process is as simple as:

    Check if you are eligible Our eligibility checklist makes it easy to check your eligibility before you apply
    Apply online Fill out our application form in minutes
    Get a Fast Answer Get a quick pre-approval and a fast decision
    Receive Your Cash Once approved, funds are sent directly to your account.

    Our Commitment to Responsible Lending

    At Trusty Finance, we take responsible lending seriously and are committed to ensuring our loans are manageable and sustainable for our customers.

    • We only approve loans that are affordable and manageable based on your financial situation.
    • We follow strict responsible lending guidelines to ensure transparency.
    • We’re committed to helping you borrow smarter, with clear terms and no hidden fees.

    If you ever need support with repayments, we’re here to help. Read our full Responsible Lending Statement.

    How much would you like to borrow?

    $

    Estimated weekly repayment*

    $81.01

    Ready to get started? Apply today and you could receive a same-day outcome on your application*

    • 12 months Loan term
    • $1,072 Interest & Fees
    • $3,172 Total to pay
    Check your eligibility

    WARNING: This calculation is true only for the examples given and may not include all fees and charges. The above is based on an interest rate of 47% and establishment and set up fees of $420. Approval is subject to your needs and affordability and lending criteria being met.

    More Information
    on Your Fast Loan

    How to get an instant loan for $5,000?

    Applying for an instant loan of $5,000 is simple. Start by completing our quick online application form, which only takes a few minutes. Once submitted, our friendly Australian-based team will assess your application promptly. If approved, the funds can be transferred directly into your bank account, often on the same day. We look at more than just your credit score, considering your overall financial situation to give you a fair chance at approval.

    How can I borrow money instantly in Australia?

    Borrowing money instantly in Australia usually means applying for a same-day or instant loan online. By choosing a trusted lender, you can complete your application quickly and securely from any device. Once approved, your funds can be transferred within hours, helping you access the money you need without lengthy delays. With our process, you’ll have clear terms, upfront costs, and support from a team that understands your needs.

    What to do when nobody will give you a loan?

    If you’re finding it difficult to get approved, review your expenses and financial position. Some online lenders consider your whole situation, not just your credit score, so include all supporting documents. If you’re struggling, consider speaking to a financial counsellor for guidance on your options.

    How to get an instant loan for $5,000?

    Applying for an instant loan of $5,000 is simple. Start by completing our quick online application form, which only takes a few minutes. Once submitted, our friendly Australian-based team will assess your application promptly. If approved, the funds can be transferred directly into your bank account, often on the same day. We look at more than just your credit score, considering your overall financial situation to give you a fair chance at approval.

    How can I borrow money instantly in Australia?

    Borrowing money instantly in Australia usually means applying for a same-day or instant loan online. By choosing a trusted lender, you can complete your application quickly and securely from any device. Once approved, your funds can be transferred within hours, helping you access the money you need without lengthy delays. With our process, you’ll have clear terms, upfront costs, and support from a team that understands your needs.

    What to do when nobody will give you a loan?

    If you’re finding it difficult to get approved, review your expenses and financial position. Some online lenders consider your whole situation, not just your credit score, so include all supporting documents. If you’re struggling, consider speaking to a financial counsellor for guidance on your options.

    Why Trusty Finance

    A Faster and Simpler
    Way to Borrow

    At Trusty Finance, we make borrowing quick, easy and hassle-free with fast approvals, flexible repayments and no hidden fees. Our 100% online process means no paperwork, no long wait times — just a simple way to get the funds you need, when you need them.

    Receive your cash in 60 seconds!*

    Super Fast Approvals

    Get a decision in minutes

    Simple Application

    Easy to understand, 100% online

    Flexible Repayments

    Weekly, fortnightly or monthly

    Trusted & Transparent

    No hidden fees, ever

    100% Australian-based

    Local and trusted support

    What Our Customers Say

    Real stories from real people who’ve used Trusty Finance to take control of their finances.

    I wish I had known about you earlier!

    The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.

    Made me feel comfortable

    I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.

    Made me feel comfortable

    I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.

    Process was so easy

    Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.

    Process was so easy

    Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.

    Really easy first experience

    This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.

    Very polite customer service

    Very polite customer service officer resolved my inquiry immediately, no problem, thank you.

    Very satisfied customer

    Trusty was there when needed the most.

    I wish I had known about you earlier!

    The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.

    Made me feel comfortable

    I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.

    Made me feel comfortable

    I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.

    Process was so easy

    Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.

    Process was so easy

    Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.

    Really easy first experience

    This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.

    Very polite customer service

    Very polite customer service officer resolved my inquiry immediately, no problem, thank you.

    Very satisfied customer

    Trusty was there when needed the most.