Holiday Loans

Holiday Loans – Travel Finance Made Simple

Take the holiday you’ve been dreaming of. Trusty Finance offers straightforward holiday loans to help you get there – no stress, no surprises. We make it easy to secure the funds you need, so you can focus on planning your trip.

Borrow up to $5,000 to help fund your next getaway!

What is a holiday loan?

A holiday loan from Trusty Finance is a secured personal loan between $2,100 and $5,000. It gives you the flexibility to book your trip, cover travel expenses, or manage costs while you’re away.

Repay in easy instalments, with clear terms and no hidden fees. Everything is handled online, so you can organise your holiday finance from anywhere.

Why Choose Trusty Finance for a Holiday Loan?

We know you want your holiday finance to be simple, fast, and reliable.

Borrow what you need

Flexible loan amounts to suit your financial gap.

Fast approvals

Because great deals (and flights!) don’t wait.

Affordable repayments

Manageable instalments that fit your budget.

What Can A Holiday Loan Cover?

A Trusty Finance Holiday Loan helps you cover the costs of:

Flights & Transport

Book flights, train tickets, or car hire in advance to secure the best deals.

Accommodation

Stay in comfort without worrying about upfront payments.

Tours & Activities

Make the most of your trip with pre-booked excursions and experiences.

Dining & Entertainment

Enjoy restaurants, nightlife, and local attractions without breaking your budget.

Travel Insurance & Extras

Stay protected with essential add-ons like insurance and emergency funds.

Stress-Free Travel Finance Made Easy

Getting a holiday loan with Trusty Finance is simple:

Apply Online

Apply online in minutes and get a quick decision.

Flexible loan amounts

Borrow what you need, whether it’s $2,000 or $5,000.

Fixed repayments

Know exactly what you owe each month, with no hidden fees.

Affordable Repayments

Manageable instalments that fit your budget

100% online process

Apply anytime, from anywhere.

Who Can Apply for A Holiday Loan?

You may be eligible to apply if you:

Be at least 18 years old
Be employed with consistent income for 90 days
Be an Australian Citizen or permanent resident, with a fixed address
Have an active email address, phone number, & online banking details in your name
Own a motor vehicle registered in your name
Are in control of your current finances and handling existing financial commitments

We assess each application individually, so if you meet these criteria, you’re already on your way to approval.

Receive your cash in
60 seconds!*

Check your Eligibility

If you meet the borrowing criteria above, there’s a good chance you qualify for a Trusty Holiday Loan.

How it Works

Holiday Loans: Rates & Fees

We believe in transparent lending – no hidden fees or nasty surprises.

Loan Amount

$2,100 – $5,000**

Fees

$400 establishment fee**
$20 set up fee**
Interest rate of 47% per annum
No application fee
No early payout fees

Loan Term

12-24 months

Flexible Repayment Options

Weekly, fortnightly or monthly (based on your payday)

Missed Repayment Fee

$35 fee may be issued if a scheduled repayment is missed or returned unpaid

**Deposit into bank account up to a maximum of $4,580, due to the establishment and set up fees being financed under the loan.

Simple, Fast & Hassle-Free

Planning a holiday doesn’t need to be a hassle. Fund your getaway by applying online and, if approved, have your funds sent straight to your account. No printing paperwork, no waiting, no stress.

Check if you are eligible Our eligibility checklist makes it easy to check your eligibility before you apply

Apply online Fill out our quick and simple online application in minutes

Get a quick decision We process applications quickly, so you get a decision fast

Receive your cash Once approved, accept your offer, and funds are sent directly to your account

Our Commitment to Responsible Lending

At Trusty Finance, we take responsible lending seriously and are committed to ensuring our loans are manageable and sustainable for our customers.

We only approve loans that are affordable and manageable based on your financial situation.
We follow strict responsible lending guidelines to ensure transparency.
We’re committed to helping you borrow smarter, with clear terms and no hidden fees.

If you ever need support with repayments, we’re here to help. Read our full Responsible Lending Statement.

The information provided on this website is general in nature and does not take into account your individual objectives, financial situation, or needs. It is intended for informational purposes only and should not be considered financial, investment, or professional advice.

Before making any financial decisions, we strongly recommend assessing whether the information is suitable for your circumstances. Trusty Finance does not provide personalised financial advice, and you should seek independent financial, legal, tax, or other professional advice tailored to your specific situation.

How much would you like to borrow?

How much?

Borrowed over:

12 months 24 months

Payment frequency

Weekly Fortnightly Monthly

Estimated weekly repayment*

$81.01

Ready to get started? Apply today and you could receive a same-day outcome on your application*

Loan details

12 months Loan term
$1,072 Interest & Fees
$3,172 Total to pay

Check your eligibility

WARNING: This calculation is true only for the examples given and may not include all fees and charges. The above is based on an interest rate of 47% and establishment and set up fees of $420. Approval is subject to your needs and affordability and lending criteria being met.

Your Holiday Loan
Questions Answered

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Can you get a loan to go on a holiday?

Yes, you can get a loan to go on a holiday. Many Australian lenders offer personal loans specifically for travel or holidays, allowing you to borrow funds to cover flights, accommodation, tours, travel insurance, and other expenses. These loans are designed to help you plan and pay for your trip upfront, so you can enjoy your holiday without worrying about your budget.

Is it hard to get a holiday loan?

It’s not hard to get a holiday loan if you meet the lender’s eligibility criteria. Most lenders require you to be at least 18, have a regular income, and meet basic credit requirements. Applying is straightforward – Trusty Finance offers a quick online application and fast approval process. As long as you can demonstrate your ability to make your repayments and own a vehicle registered in your name that can be used as security for the loan, you can usually secure a holiday loan with manageable repayments and clear terms.

Should I get a credit card or a loan for a holiday?

While a credit card and a personal loan both give you funds to pay for a holiday, with a credit card, you can only use the remaining balance at vendors that accept that card. To avoid a sticky situation and ensure you know exactly what your repayments are and when they finish, a personal loan can give you access to cash for your holiday. There are fixed repayments and a fixed loan term, so you know exactly where you stand.

Can you get a loan to go on a holiday?

Is it hard to get a holiday loan?

Should I get a credit card or a loan for a holiday?

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Why Trusty Finance

A Faster and Simpler
Way to Borrow

We make borrowing for your holiday quick and reliable. Our process is 100% online, with fast approvals and flexible repayments. No hidden fees, no unnecessary delays – so you can get back to planning your perfect getaway.

Receive your cash in 60 seconds!*

Super Fast Approvals

Get a decision in minutes

Simple Application

Easy to understand, 100% online

Flexible Repayments

Weekly, fortnightly or monthly

Trusted & Transparent

No hidden fees, ever

100% Australian-based

Local and trusted support

What Our Customers Say

Real stories from real people who’ve used Trusty Finance to take control of their finances.

I wish I had known about you earlier!

The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.

Mitchell Smythe Wollongong

Made me feel comfortable

I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.

Stacey George Sydney

Made me feel comfortable

I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.

Stacey George Sydney

Process was so easy

Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.

Josh Turner Adelaide

Process was so easy

Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.

Josh Turner Adelaide

Really easy first experience

This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.

Jackie Ford Sunshine Coast

Very polite customer service

Very polite customer service officer resolved my inquiry immediately, no problem, thank you.

Emily C Melbourne

Very satisfied customer

Trusty was there when needed the most.

Ava Marie Brisbane

I wish I had known about you earlier!

The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.

Mitchell Smythe Wollongong

Made me feel comfortable

I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.

Stacey George Sydney

Made me feel comfortable

I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.

Stacey George Sydney

Process was so easy

Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.

Josh Turner Adelaide

Process was so easy

Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.

Josh Turner Adelaide