Loans In Melbourne Made Easy
Looking for a quick, flexible loan in Melbourne? Trusty Finance makes borrowing simple, transparent, and stress-free – so you can get on with living your best Melbourne life. Our fast online application and no hidden fees mean you’ll always know where you stand. With local support and a process designed for real people, we’re here to help, fast.
Borrow up to $5,000 to cover what life throws your way!
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What Is A Personal Loan In Melbourne?
A loan in Melbourne from Trusty Finance is a secured personal loan designed for Melburnians who need quick access to funds without the stress. Whether you’re facing an unexpected bill or planning something big, our loans of up to $5,000 are fast, flexible, and 100% online. With no hidden fees and a straightforward process, you can borrow with confidence and get back to enjoying life.
Why choose Trusty Finance for a loan in Melbourne?
At Trusty Finance, we believe borrowing should be easy, transparent, and tailored to real people. Here’s why Melburnians trust us:
Borrow what you need
Flexible loan amounts to suit your financial gap.
Fast approvals
Because life doesn’t pause for you to catch up.
Affordable repayments
Manageable instalments that fit your budget.
What Can a Personal Loan in Melbourne Cover?
Moving costs
Cover your moving costs or rental bond so you can settle into your new place without stress.
Home improvements
Upgrade your home or replace appliances to make everyday living more comfortable.
Medical bills
Cover elective or unexpected medical costs and prioritise your health.
Travel & Holidays
Book a well-deserved holiday or secure a great travel deal without delay.
Emergency
Take care of emergency repairs or other unexpected costs when life throws you a curveball.
Apply Online
Apply online in minutes and get a quick decision.
Flexible loan amounts
Borrow the amount you need, whether that’s $4,200 or $5,000.
Fixed repayments
Know exactly how much you owe each month, no hidden fees.
Affordable Repayments
Manageable instalments designed to fit your budget
100% online process
Apply anytime, from anywhere.
Who Can Apply For a Personal Loan?
You’re eligible to apply if you:
- Are at least 18 years old
- Are employed with consistent income for 90 days
- Are an Australian Citizen or permanent resident with a fixed address
- Have an active email address, phone number & online banking details in your name
- Own a motor vehicle registered in your name
- Are in control of your current finances and handling your existing financial commitments
We assess each application individually, so if you meet these criteria, you’re already on your way to approval.
60 seconds!*
If you meet the borrowing criteria above, there’s a good chance you qualify for a Trusty Melbourne Loan.
Loans in Melbourne: Rates & Fees
We believe in transparent lending — no hidden fees or nasty surprises.
- Loan Amount
$2,100 – $5,000**
- Fees:
- $400 establishment fee**
- $20 set up fee**
- Interest rate of 47% per annum
- No application fee
- No early payout fee
- Loan Term
12-24 months
- Flexible Repayment Options
Weekly, fortnightly or monthly (based on your payday)
- Missed Repayment Fee
$35 fee may be issued if a scheduled repayment is missed or returned unpaid
**Deposit to a bank account up to a maximum of $4,580 due to the establishment and set-up fees being financed under the loan.
Simple, Fast & Hassle-Free
Borrowing shouldn’t be complicated. Our 100% online process means you can apply in minutes, get a fast decision, and have funds in your account without the hassle. No printing paperwork, no waiting, no stress – just a simple way to get the funds you need.
Our Commitment to Responsible Lending
At Trusty Finance, we take responsible lending seriously. We are committed to ensuring our loans are manageable and sustainable for our customers.
- We only approve loans that are affordable and manageable based on your financial situation.
- We follow strict responsible lending guidelines to ensure transparency.
- We’re committed to helping you borrow smarter, with clear terms and no hidden fees.
If you ever need support with repayments, we’re here to help. Read our full Responsible Lending Statement.
How much would you like to borrow?
A Faster and Simpler
Way to Borrow
At Trusty Finance, we make borrowing quick, easy and hassle-free with fast approvals, flexible repayments and no hidden fees. Our 100% online process means no paperwork, no long wait times – just a simple way to get the funds you need, when you need them.
Super Fast Approvals
Get a decision in minutes
Simple Application
Easy to understand, 100% online
Flexible Repayments
Weekly, fortnightly or monthly
Trusted & Transparent
No hidden fees, ever
100% Australian-based
Local and trusted support
What Our Customers Say
Real stories from real people who’ve used Trusty Finance to take control of their finances.
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.
Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.
Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.
Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.
Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you.
Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most.
Ava Marie Brisbane
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions. Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money. Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you. Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most. Ava Marie Brisbane
Loans for other occassions
Need financing for something else? Trusty Finance offers flexible loans for a variety of needs:
