Personal Loans
A Trusty Personal Loan is a quick way to borrow $2,100 to $5,000. With a fast conditional approval and flexible repayments, you can rely on a quick answer, and focus on your next steps.
Borrow up to $5,000 to keep yourself moving forward.
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What is a Personal Loan?
A Trusty Personal Loan allows you to borrow $2,100 to $5,000 to cover various expenses, like medical expenses, a holiday, home improvements, or an unexpected emergency.
A personal loan means you can cover expenses right away and repay the amount over time with manageable repayments.
- Fast approvals
- Flexible terms
- No hidden fees
- 100% online
With fast approvals, flexible terms, and no hidden fees, a Trusty Finance Personal Loan helps you borrow the funds you need now and move forward without financial stress.
Why Choose A Trusty Personal Loan?
Life doesn’t always allow you time to save, whether it’s an unexpected change, a surprise expense, or an emergency, a personal loan fills the financial gap and provides a tool to cover your costs now and repay over time.
Borrow what you need
Flexible loan amounts to suit your financial gap
Fast approvals
Because life doesn’t pause for you to catch up
Affordable repayments
Manageable instalments that fit your budget
What Can A Personal Loan Cover?
A Trusty Personal Loan helps you cover the costs of:
Rent & Bond
Pay for moving house costs, a rental bond, or utility connections to smooth the moving process.
Emergency
When the unexpected happens, the option to pay for essential expenses means you can focus on what matters.
Holiday
Take an overdue break or book a travel deal to secure your trip.
Home Improvements
Add solar, update appliances, or improve the appearance of your home.
Wedding
Said yes? Make your wedding special with a budget boost.
Medical
Cover elective or unexpected medical costs and prioritise your health.
Apply Online
Apply online in minutes and get a quick decision.
Flexible loan amounts
Borrow what you need, whether it’s $2,100 or $5,000.
Fixed repayments
Know exactly what you owe each month, with no hidden fees.
Affordable Repayments
Manageable instalments that fit your budget
100% online process
Apply anytime, from anywhere.
Who Can Apply For A Personal Loan?
You may be eligible to apply for a Trusty Personal Loan if you:
- Are at least 18 years old
- Are employed with consistent income for 90 days
- Are an Australian Citizen or permanent resident with a fixed address
- Have an active email address, phone number, & online banking details in your name
- Own a motor vehicle registered in your name
- Are in control of your current finances and handling your existing financial commitments
We assess each application individually, so if you meet these criteria, you’re already on your way to approval.
60 seconds!*
If you meet the criteria above, there’s a good chance you qualify for a Trusty Personal Loan.
Personal Loan Rates & Fees
We believe in transparent lending — no hidden fees or nasty surprises.
- Loan Amount
$2,100 – $5,000**
- Fees:
- $400 establishment fee**
- $20 set up fee**
- Interest rate of 47% per annum
- No application fee
- No early payout fee
- Loan Term
12-24 months
- Flexible Repayment Options
Weekly, fortnightly or monthly (based on your payday)
- Missed Repayment Fee
$35 fee may be issued if a scheduled repayment is missed or returned unpaid
**Deposit to a bank account up to a maximum of $4,580 due to the establishment and set-up fees being financed under the loan.
Simple, Fast & Hassle-Free
Borrowing should be easy to understand — that’s why Trusty Finance keeps things simple. Our quick loans come with no confusing terms or hidden fees. Our 100% online process means you can apply in minutes, get a fast decision, and have funds in your account without the hassle.
Our Commitment to Responsible Lending
At Trusty Finance, we take responsible lending seriously. We are committed to ensuring our loans are manageable and sustainable for our customers.
- We only approve loans that are affordable and manageable based on your financial situation.
- We follow strict responsible lending guidelines to ensure transparency.
- We’re committed to helping you borrow smarter, with clear terms and no hidden fees.
If you ever need support with repayments, we’re here to help. Read our full Responsible Lending Statement.
How much would you like to borrow?
A Faster and Simpler
Way to Borrow
At Trusty Finance, we make borrowing quick, easy and hassle-free with fast approvals, flexible repayments and no hidden fees. Our 100% online process means no paperwork, no long wait times — just a simple way to get the funds you need, when you need them.
Super Fast Approvals
Get a decision in minutes
Simple Application
Easy to understand, 100% online
Flexible Repayments
Weekly, fortnightly or monthly
Trusted & Transparent
No hidden fees, ever
100% Australian-based
Local and trusted support
What Our Customers Say
Real stories from real people who’ve used Trusty Finance to take control of their finances.
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.
Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.
Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.
Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.
Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you.
Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most.
Ava Marie Brisbane
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions. Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money. Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you. Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most. Ava Marie Brisbane
Loans for other occassions
Need financing for something else? Trusty Finance offers flexible loans for a variety of needs:
