$2,100 - $5,000 loans

Same-Day Loans

Same Day Loans

A Trusty Same-Day Loan is a fast and efficient way to borrow between $2,100 to $5,000, paid on the same day. With fast conditional approvals and flexible repayments, our team can provide you with a quick answer.

Borrow up to $5,000 to keep yourself moving forward.

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    What is a Same-Day Loan?

    A same-day loan is a secured personal loan that allows you to borrow between $2,100 to $5,000 on the same day. A same-day loan from Trusty Finance gives you the financial confidence to take on life’s unexpected costs without the wait.

    Repay your same-day loan with simple instalments, clear terms and a guarantee of no hidden fees. Our application process is simple and provides you with fast approvals to make things easier.

    Why Choose A Trusty Same-Day Loan?

    At Trusty Finance, we design our same-day loans to be simple, fast and efficient. That’s why we have simplified the borrowing process.

    Borrow what you need

    Flexible loan amounts to suit your financial gap.

    Fast approvals

    Because life doesn’t pause for you to catch up.

    Affordable repayments

    Manageable instalments that fit your budget.

    What Can A Same-Day Loan Cover?

    A same-day loan from Trusty Finance can help you cover the costs of:

    Moving House

    From hiring removalists and moving trucks to rental bonds, a same-day loan can help with any upfront moving costs.

    Back-To-School Expenses

    Uniforms, excursions or annual fees, education is not cheap. A same-day loan can be used to help cover essential and elective school expenses.

    New Job Expenses

    Whether you need to purchase a new laptop, phone or set up your work-from-home office, a same-day loan can help you start strong.

    Essential Home Repairs

    Leaking taps, burst water pipes or broken household appliances, these home essentials can be expensive to fix. A same-day loan helps give you the flexibility to stay on top of your home maintenance without putting it off.

    Who Can Apply For A Same-Day Loan?

    You may be eligible to apply for a Trusty Finance Same-Day Loan if you:

    • Are at least 18 years old
    • Are employed with consistent income for 90 days
    • Are an Australian Citizen or permanent resident, with a fixed address
    • Have an active email address, phone number, & online banking details in your name
    • Own a motor vehicle registered in your name
    • Are in control of your current finances and handling existing financial commitments

    We assess each application individually, so if you meet these criteria, you’re already on your way to approval.

    Receive your cash in
    60 seconds!*
    Eligibility Criteria?

    If you meet the criteria above, there’s a good chance you qualify for a Trusty Same-Day Loan.

    Same-Day Loan Rates & Fees

    We believe in transparent lending – no hidden fees or nasty surprises.

    Loan Amount

    $2,100 – $5,000**

    Fees
    • $400 establishment fee**
    • $20 set up fee**
    • Interest rate of 47% per annum
    • No application fee
    • No early payout fees
    Loan Term

    12-24 months

    Flexible Repayment Options

    Weekly, fortnightly or monthly (based on your payday)

    Missed Repayment Fee

    $35 fee may be issued if a scheduled repayment is missed or returned unpaid

    **Deposit into bank account up to a maximum of $4,580, due to the establishment and set up fees being financed under the loan.

    How To Apply For A Trusty Same-Day Loan

    When time isn’t on your side, you’ll need a lender that can move quickly. At Trusty Finance, our same-day loans come with no confusing terms or hidden fees. Our 100% online process means you can apply in minutes, get a fast decision, and have funds in your account without the hassle.

    Check if you are eligible Our eligibility checklist makes it easy to check your eligibility before you apply
    Apply Online Fill out our application form in minutes
    Get a Fast Answer Get a quick pre-approval and a fast decision
    Receive your cash Once approved, funds are sent directly to your account

    Our Commitment to Responsible Lending

    At Trusty Finance, we take responsible lending seriously and are committed to ensuring our loans are manageable and sustainable for our customers.

    • We only approve loans that are affordable and manageable based on your financial situation.
    • We follow strict responsible lending guidelines to ensure transparency.
    • We’re committed to helping you borrow smarter, with clear terms and no hidden fees.

    If you ever need support with repayments, we’re here to help. Read our full Responsible Lending Statement.

    How much would you like to borrow?

    $

    Estimated weekly repayment*

    $81.01

    Ready to get started? Apply today and you could receive a same-day outcome on your application*

    • 12 months Loan term
    • $1,072 Interest & Fees
    • $3,172 Total to pay
    Check your eligibility

    WARNING: This calculation is true only for the examples given and may not include all fees and charges. The above is based on an interest rate of 47% and establishment and set up fees of $420. Approval is subject to your needs and affordability and lending criteria being met.

    More Information on
    Your Same-Day Loan

    How fast are funds transferred after approval?

    Once your same-day loan is approved, our team will have the funds transferred directly to your account as quickly as possible. The timing of receiving your funds can differ depending on your bank, but it will usually be within minutes! Our prompt transfers ensure you’re not left waiting when you need funds the most.

    Can you borrow funds on the same day?

    At Trusty Finance, you can borrow from $2,100 to $5,000. Our same-day loans are designed for those moments when you can’t afford to wait. Simply apply online, and if approved, the funds will be transferred to your bank account.

    Where to get $3,000 in the same day?

    With Trusty Finance, you can apply for a $3,000 loan, and if approved, funds will be transferred directly into your bank account. Our online application is quick, and the process is simple to avoid long wait times.

    How fast are funds transferred after approval?

    Once your same-day loan is approved, our team will have the funds transferred directly to your account as quickly as possible. The timing of receiving your funds can differ depending on your bank, but it will usually be within minutes! Our prompt transfers ensure you’re not left waiting when you need funds the most.

    Can you borrow funds on the same day?

    At Trusty Finance, you can borrow from $2,100 to $5,000. Our same-day loans are designed for those moments when you can’t afford to wait. Simply apply online, and if approved, the funds will be transferred to your bank account.

    Where to get $3,000 in the same day?

    With Trusty Finance, you can apply for a $3,000 loan, and if approved, funds will be transferred directly into your bank account. Our online application is quick, and the process is simple to avoid long wait times.

    Why Trusty Finance

    A Faster and Simpler
    Way to Borrow

    At Trusty Finance, we make borrowing quick, easy, and hassle-free with fast approvals, flexible repayments, and no hidden fees. Our 100% online process means no paperwork, no long wait times—just a simple way to get the funds you need, when you need them.

    Receive your cash in 60 seconds!*

    Super Fast Approvals

    Get a decision in minutes

    Simple Application

    Easy to understand, 100% online

    Flexible Repayments

    Weekly, fortnightly or monthly

    Trusted & Transparent

    No hidden fees, ever

    100% Australian-based

    Local and trusted support

    What Our Customers Say

    Real stories from real people who’ve used Trusty Finance to take control of their finances.

    I wish I had known about you earlier!

    The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.

    Made me feel comfortable

    I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.

    Made me feel comfortable

    I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.

    Process was so easy

    Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.

    Process was so easy

    Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.

    Really easy first experience

    This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.

    Very polite customer service

    Very polite customer service officer resolved my inquiry immediately, no problem, thank you.

    Very satisfied customer

    Trusty was there when needed the most.

    I wish I had known about you earlier!

    The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.

    Made me feel comfortable

    I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.

    Made me feel comfortable

    I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.

    Process was so easy

    Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.

    Process was so easy

    Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.

    Really easy first experience

    This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.

    Very polite customer service

    Very polite customer service officer resolved my inquiry immediately, no problem, thank you.

    Very satisfied customer

    Trusty was there when needed the most.