At Trusty Finance, we like to keep things simple, transparent, and fair. That means no sneaky fees, no confusing fine print—just clear and honest info upfront. You’ll find everything you need to know about our interest rates and charges in your loan contract and right here on our website. We don’t charge flat monthly fees or add-on costs you weren’t expecting. Instead, you’ll pay interest only on what you owe. It’s our way of keeping things straightforward and stress-free. Want the full breakdown? Check out the fee table below.
- Loan Amount
$2,100 – $5,000**
- Fees
- $400 establishment fee**
- $20 set up fee**
- Interest rate of 47% per annum
- No application fee
- No early payout fees
- Loan Term
12-24 months
- Flexible Repayment Options
Weekly, fortnightly or monthly (based on your payday)
- Missed Repayment Fee
$35 fee may be issued if a scheduled repayment is missed or returned unpaid
**Deposit to a bank account up to a maximum of $4,580 due to the establishment and set-up fees being financed under the loan.
How interest works
Interest is calculated daily on your outstanding loan balance, using a fixed rate that applies for the full term of your loan, so you always know what to expect. To work out your daily interest rate, we divide the annual interest rate by 365.
Missed Repayment Fee
If a scheduled repayment is missed or returned unpaid, a $35 missed repayment fee may apply.
It’s also important to note that missing payments may lead to additional interest and fees, and could extend your loan term—making the loan more expensive overall. So if you’re having trouble, reach out to us early. We’re here to help.