Borrow $3,000 Quickly
When you need a financial boost to cover something important, Trusty Finance has $3,000 loans with fast approvals and flexible repayments. Simply apply online for a $3,000 loan to cover medical bills, moving costs, or setting up your new home.
Borrow $3,000 to cover what life throws your way!
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What is a $3,000 Loan?
A $3,000 loan is a personal loan designed to help you handle immediate expenses without the financial strain up front. Relocate, upgrade appliances, or cover an unexpected medical bill, a $3,000 loan offers a straightforward way to pay now and repay in flexible instalments.
- Fast approvals
- Flexible terms
- No hidden fees
- 100% online
With quick decisions, tailored repayment options, and no hidden surprises, a Trusty Finance $3,000 loan makes it easier to move forward without the stress.
Why Choose a $3,000 Loan?
Not all expenses can wait, and neither should you. From urgent repairs to essentials for your home, a $3,000 loan gives you access to cash now, with repayments that work for your budget.
Borrow what you need
$3,000 to cover the essentials, big or small
Fast approvals
So you don’t have to put life on hold
Affordable repayments
Repay in a way that fits your pay cycle
What can a $3,000 loan cover?
A Trusty $3,000 Loan can help you to cover the costs of:
Weekend Trip
Take a well-deserved break and book something special.
Medical or Dental
Cover urgent medical bills or dental work that can’t wait.
Bond & Moving Costs
Pay your rental bond, moving van, or new furniture with less stress.
Essential Home Appliances
Upgrade your fridge, washing machine or lounge without blowing your savings.
Unexpected Expenses
Be ready for life’s surprises, from vet bills to travel emergencies.
Borrowing $3,000 Made Easy
Getting a $3,000 loan with Trusty Finance is simple:
Apply Online
Start by filling out our simple online form and get a quick decision.
Flexible loan amounts
Borrow what you need, no more, no less.
Fixed repayments
Know what you owe, without surprises.
Affordable Repayments
Keep your budget on track with manageable instalments.
100% online process
Apply anywhere, any time, no lengthy phone calls or waiting — even on weekends.
Who Can Apply for a $3,000 Loan?
You may be eligible to apply if you:
- Are at least 18 years old
- Employed with consistent income for 90 days
- An Australian citizen or permanent resident with a fixed address
- Have an active email address, phone number & online banking details in your name
- Own a motor vehicle registered in your name
- Are in control of your finances and handling existing financial commitments
Every application is reviewed individually — if this sounds like you, you’re already on your way.
60 seconds!*
If you meet the borrowing criteria above, there’s a good chance you qualify for a Trusty $3,000 Loan.
Personal Loan Rates & Fees
We believe in transparent lending — no hidden fees or nasty surprises.
- Loan Amount
$2,100 – $5,000**
- Fees:
- $400 establishment fee**
- $20 set up fee**
- Interest rate of 47% per annum
- No application fee
- No early payout fee
- Loan Term
12-24 months
- Flexible Repayment Options
Weekly, fortnightly or monthly (aligned to your payday)
- Missed Repayment Fee
$35 fee may be issued if a scheduled repayment is missed or unsuccessful
**Deposit to a bank account up to a maximum of $4,580 due to the establishment and set-up fees being financed under the loan.
Simple, Fast & Hassle-Free
Borrowing $3,000 should be easy and straightforward — that’s why Trusty Finance always keeps things simple. Our loans are straight-up, no hidden fees or confusing terms.
Our 100% online application process means you can apply in your own time, get a fast decision, and have funds in your account — all without the stress.
Our Commitment to Responsible Lending
We take responsible lending seriously and are committed to ensuring our loans are manageable and sustainable for our customers.
- We only approve loans that are affordable and manageable based on your financial situation.
- We follow strict responsible lending guidelines to ensure transparency.
- We’re committed to helping you borrow smarter, with clear terms and no hidden fees.
If you ever need support with repayments, we’re here to help. Read our full Responsible Lending Statement.
How much would you like to borrow?
A Faster and Simpler
Way to Borrow
At Trusty Finance, we make borrowing quick, easy, and hassle-free with fast approvals, flexible repayments, and no hidden fees. Our 100% online process means no paperwork, no long wait times — just a simple way to get the funds you need, when you need them.
Super Fast Approvals
Get a decision in minutes
Simple Application
Easy to understand, 100% online
Flexible Repayments
Weekly, fortnightly or monthly
Trusted & Transparent
No hidden fees, ever
100% Australian-based
Local and trusted support
What Our Customers Say
Real stories from real people who’ve used Trusty Finance to take control of their finances.
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.
Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.
Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.
Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.
Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you.
Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most.
Ava Marie Brisbane
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions. Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money. Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you. Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most. Ava Marie Brisbane
Loans for other occassions
Need financing for something else? Trusty Finance offers flexible loans for a variety of needs:
