Small Loans
At Trusty Finance, we understand that sometimes it’s the smaller expenses that matter the most.
Our Small Loans are designed to give you quick and easy access to funds, so you can take care of what matters most without added stress or confusion.
With simple terms, clear guidance, and no hidden fees, borrowing feels straightforward and supportive from start to finish.
Borrow up to $3,000 with confidence, knowing you’re backed by a trusted lender that puts your needs first.
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What is a Small Loan?
A Small Loan from Trusty Finance is a secured loan of $2,100 to $3,000, designed to make managing life’s expenses simple and stress-free. With straightforward terms and a supportive process, it’s a practical way to access funds when you need them most.
Whether you need to cover everyday essentials or pay for unexpected bills, a Small Loan helps you move forward with clarity and confidence. Trusty Finance is here to make borrowing simple, supportive, and tailored to your individual needs.
Why Choose A Trusty Small Loan?
At Trusty Finance, we understand that when it comes to borrowing, a simple and fast application matters. That’s why our Small Loans are designed to be clear and easy to manage, giving you quick access to funds without the stress of complicated steps.
Sometimes you just need a small boost of funds to cover short-term expenses. A Small Loan from Trusty Finance is designed to give you extra support, with a simple application, funds that are quick to access, and repayments that are easy to manage.
Borrow what you need
Flexible loan amounts to suit your financial gap.
Fast approvals
Because life doesn’t pause for you to catch up.
Affordable repayments
Manageable instalments that fit your budget.
What Can A Small Loan Cover?
A Small Loan from Trusty Finance makes it simple to take care of life’s last-minute expenses without delay:
Everyday Expenses
From unexpected bills to birthday gifts, everyday costs can sometimes add up faster than expected. A Small Loan provides the breathing room you need to stay on top of your budget.
Manage Car Costs
Sometimes, a regular car service can lead to some unexpected car repairs that you haven’t planned for. With a Small Loan, you can cover these expenses without disrupting your finances.
Cover Weekend Costs
Special weekend plans may not fit into your budget, especially with last-minute expenses. A Small Loan can help you enjoy a Saturday night out or a Sunday event without financial stress
Vet and Pet Expenses
From routine vet appointments to medicine or vaccinations, caring for your pets can bring expenses at the wrong time. A Small Loan ensures you can give your pet the care they deserve, right when they need it.
Who Can Apply For A Small Loan?
You may be eligible to apply for a Trusty Finance Small Loan if you:
- Are at least 18 years old
- Are employed with consistent income for 90 days
- Are an Australian Citizen or permanent resident with a fixed address
- Have an active email address, phone number & online banking details in your name
- Own a motor vehicle registered in your name
- Are in control of your current finances and handling your existing financial commitments
We assess each application individually, so if you meet these criteria, you’re already on your way to approval.
60 seconds!*
If you meet the criteria above, there’s a good chance you qualify for a Trusty Small Loan.
Small Loan Rates & Fees
We believe in transparent lending – no hidden fees or nasty surprises.
- Loan Amount
$2,100 – $5,000**
- Fees
- $400 establishment fee**
- $20 set up fee**
- Interest rate of 47% per annum
- No application fee
- No early payout fees
- Loan Term
12-24 months
- Flexible Repayment Options
Weekly, fortnightly or monthly (based on your payday)
- Missed Repayment Fee
$35 fee may be issued if a scheduled repayment is missed or returned unpaid
**Deposit into bank account up to a maximum of $4,580, due to the establishment and set up fees being financed under the loan.
How To Apply For A Trusty Easy Approval Loan
At Trusty Finance, our small loans come with no confusing terms or hidden fees. Our 100% online process means you can apply in minutes, get an easy approval decision, and have funds in your account without the hassle. Our application process is as simple as:
Our Commitment to Responsible Lending
At Trusty Finance, we take responsible lending seriously. We are committed to ensuring our small loans are manageable and sustainable for our customers.
- We only approve loans that are affordable and manageable based on your financial situation.
- We follow strict responsible lending guidelines to ensure transparency.
- We’re committed to helping you borrow smarter, with clear terms and no hidden fees.
If you ever need support with repayments, we’re here to help. Read our full Responsible Lending Statement.
How much would you like to borrow?
A Faster and Simpler
Way to Borrow
At Trusty Finance, we make borrowing quick, easy, and hassle-free with fast approvals, flexible repayments, and no hidden fees. Our 100% online process means no paperwork, no long wait times—just a simple way to get the funds you need, when you need them.
Super Fast Approvals
Get a decision in minutes
Simple Application
Easy to understand, 100% online
Flexible Repayments
Weekly, fortnightly or monthly
Trusted & Transparent
No hidden fees, ever
100% Australian-based
Local and trusted support
What Our Customers Say
Real stories from real people who’ve used Trusty Finance to take control of their finances.
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions.
Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions.
Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through.
Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money.
Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you.
Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most.
Ava Marie Brisbane
I wish I had known about you earlier!
The stress and processes of trying to get a loan has been exhausting and depressing! Trusty made it very easy and someone was there to help if I had any questions. Mitchell Smythe Wollongong
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Made me feel comfortable
I was worried about my credit score, but the team at Trusty Finance made me feel comfortable by taking the time to answer my questions. Stacey George Sydney
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Process was so easy
Trusty made the process so easy! I had used other lenders in the past and their processes are often long and painful with too many steps and hoops to jump through. Josh Turner Adelaide
Really easy first experience
This was my first time using Trusty, and it was really easy. I will definitely stick with them if I need money. Jackie Ford Sunshine Coast
Very polite customer service
Very polite customer service officer resolved my inquiry immediately, no problem, thank you. Emily C Melbourne
Very satisfied customer
Trusty was there when needed the most. Ava Marie Brisbane
Loans for other occassions
Need financing for something else? Trusty Finance offers flexible loans for a variety of needs:
